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Privacy Policy - Effective July 1, 2015
FACTS: What does UNION Savings BANK do with your personal information?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security number and income or Account balances and transaction history or Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice. How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons UNION Savings BANK chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information: 1. For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Does UNION Savings BANK Share? Yes. Can you limit this sharing? No 2. For our marketing purposes—to offer our products and services to you. Does UNION Savings BANK Share? Yes. Can you limit this sharing? No 3. For joint marketing with other financial companies. Does UNION Savings BANK Share? Yes. Can you limit this sharing? No 4. For our affiliates’ everyday business purposes— information about your transactions and experiences. Does UNION Savings BANK Share? No. Can you limit sharing? We don't share. 5. For our affiliates’ everyday business purposes— information about your credit worthiness. Does UNION Savings BANK Share? No. Can you limit sharing? We don't share. 6. For nonaffiliates to market to you. Does UNION Savings BANK Share? No. Can you limit sharing? We don't share. Questions? Call 815-235-0800 or go to www.unionsavingsbank.com
Who we are Who is providing this notice? UNION Savings BANK What we do How does UNION Savings BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured places and buildings.
How does UNION Savings BANK collect my personal information? We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan or Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies. Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your credit worthiness affiliate from using your information to market to you sharing for nonaffiliated to market to you. State laws and individual companies may give you additional rights to limit sharing. How does UNION Savings BANK collect my personal information? We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan or Use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates or other companies.
Why can’t I limit all sharing? Federal law gives you the right to limit only sharing for affiliates’ everyday business purposes—information about your credit worthiness affiliate from using your information to market to you sharing for nonaffiliate to market to you. State laws and individual companies may give you additional rights to limit sharing.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies. UNION Savings BANK does not share with our affiliates. Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinnancial companies. UNION Savings BANK does not share with non-affiliates so they can market to you. Joint marketing A formal agreement between nonaffliated financial companies that together market financial products or services to you. Our joint marketing partners include financial service providers.
Other important information
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